Pay Your Credit Card Bill Via The Online Payment App With These Simple Steps

The Credit Card is a fantastic financial product you should consider having in your wallet. You can use Credit Cards to buy air tickets to your hometown or a high-value electronic gadget. You can convert the bill into Equated Monthly Instalments and repay without feeling burdened.

Make sure you pay your Credit Card bill right on time. Timely payments boost your credit score, helping you obtain a higher credit limit and become eligible for Loans. There are different ways to pay your Credit Card bill. Using a credit card bill payment app is the easiest way to explore. Here are the benefits and steps to pay the Credit Card bill via an online payment app.

Benefits      

• Speed – Earlier, you had to visit the bank personally to pay your Credit Card bill. You would spend hours in long queues to make a simple payment. But now, thanks to the online payment app, you can make bill payments within minutes.
• Simplicity – Leading banks have curated a user-friendly Credit Card payment app. You can easily find the option on your mobile screen. Enter your Credit Card number and the amount to pay.
• Security – You need to set a four-digit PIN for the online payment app. Enter the PIN whether you want to access the online payment app or transact through it. It would be best if you also considered opting for a two-step authentication system. You get an OTP every time you initiate a transaction, ensuring maximum security.

How to pay the Credit Card bill via the online payment app?

• Download the bank's online payment app. You can search the payment app on the app store or follow the link provided on the bank's website to download it.
• Enter the mobile number linked to the Bank Account to register.
• Fulfil the basic Know Your Customer requirement by entering your Aadhaar number.
• Link your Bank Account or Debit or Credit Card to get started.
• Click on pay > bills & recharge.
• Under the financial services tab, click on Credit Card.
• Choose the bank of your Credit Card.
• Enter your Credit Card number to add it to the online payment app.
• The payment apps take a few seconds to verify your Credit Card.
• Enter your Credit Card bill amount.
• Choose your preferred payment mode: Bank Account, Debit or Credit Card, or online payment app prepaid wallet.
• Proceed to make the payment.
• Feed in the OTP received on your registered mobile number to authenticate the transaction.
• The app screen displays a ‘successful payment’ message in no time.
• The bank notifies you via SMS and emails about the successful payment.